If you're looking for a reason to overspend this Christmas, here you go!

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From CNN Money, according to the latest forecast from the government, the average person will save $550 on gas next year.

You'll spend $1962, which is down 20% from this year, and the lowest number in 10 years.  The average price of a gallon in 2015 should be $2.60.  This year it was $3.37.

The three main reasons gas prices are going down are that the U.S. has increased its oil production, demand is lower in Europe and Asia, and more people worldwide are driving hybrids and other fuel-efficient cars.

What are YOU gonna do with the extra money?